Certified Gemological Appraiser (CGA) is recognized as an appraisal authority on gems, diamonds, and jewelry throughout the jewelry industry. The title of CGA is the highest award by the American Gem Society. The title is given to only the retail jewelers who comply with the American Gem Society Appraisal Standards and have proven expertise and professionalism.
Your appraisal includes Detailed descriptions of your pieces, enlarged photographs, and diagrams that will give you a complete understanding of your jewelry. Most importantly, it will protect you in the event of a loss
Appraisals are necessary for distributions of estates among heirs, dissolution of marriage, sales, and post-loss assessments. We recommend scheduling the pieces on your homeowner’s insurance or specific jewelry insurance and updating the appraisals.
Replacement Value: Most commonly referred to as an insurance appraisal, this report is necessary to protect your item against loss or damage. The accuracy and detail included in this report will make it possible to identify or duplicate the specific piece of jewelry should it be lost or stolen.
Divorce Settlement/Dissolution: This is a fair market value report for an equal division of common property.
Donation: These reports are based on fair value and are necessary for a tax deduction of donated items.
Estate (probate): This report is for estate evaluation purposes and is necessary to determine inheritance taxes on an estate. Jewelry values for estates are legislated to include specific information and data. Fair Market value will be used for this type of valuation, and it is always necessary to have comparable sales.
Liquidation: Appraisal value is determined when an owner decides to convert jewelry items into immediate cash. The sale can be held under forced or limited conditions and time constraints, such as under court order or bankruptcy.
